Refunds may be granted up to 30 days from purchase

All LK & Associates (product and service providers) are required to provide full, unconditional refunds to Customers up to 30 days from the day of purchase.

Customers may be asked to provide a valid reason for claiming a refund.

LK & Associates provides a transparent online resolution procedure for settling disputes and may direct refund requests through that channel so that product and service providers may make alternative suggestions for resolving such requests.

Between 31 – 60 days after date of purchase

After the first 30 days have elapsed, a refund request will normally not be accepted unless there are convincing reasons justifying a refund.

During this period, LK & Associates will usually require a Customer to provide a satisfactory explanation as to why a refund is merited and why the request was not made earlier. LK & Associates will refer the request to the product or service provider before determining whether or not a refund should be granted.

A product or service provider may decide to give a refund during this period.

LK & Associates may still consider the validity of refund claims up to a period of 60 days from the date of purchase and may issue a refund at its absolute discretion.

After 60 days purchase is deemed to be final

After a period of more than 60 days since the date of purchase, the transaction will be regarded as final. LK & Associates will normally decline to grant a refund, except in special circumstances. It will however pass any dispute or request information on to the relevant product or service provider who may still decide to grant a refund or partial refund.

Subscriptions and recurring charges

Ongoing subscriptions and recurring charges may be cancelled at any time. The cancellation will take place as from the next period of billing. A cancellation will only cancel future billings.

The above time periods relating to refunds will also apply in respect to each subscription or recurring charge payment.

Overriding terms

For products and services sold through LK & Associates, this refund policy will normally override any statements to the contrary contained on a product or service provider’s web site or terms and conditions of sale.

A refund can only be credited to the original account from which payment was made. If such account is closed, then no refund can be granted.

LK & Associates may take steps to restrict customers that make repeated purchases and requests for refunds from making further purchases through LK & Associates.

Dispute resolution procedures

The LK & Associates dispute system is designed to help both sellers and customers resolve disputes in a polite and amicable manner. Failure or delay in dealing with dispute processes may result in the matter being decided by LK & Associates.

Other reasons for cancellation

LK & Associates reserves the right to cancel a transaction in order to comply with credit card industry regulations, payment processor and banking rules, or the need to comply with legal requirements, intellectual property rights, court orders and law enforcement agencies.

Refunds may also take place as a result of a processing error, technical problem, chargeback, threat of chargeback or any fraudulent transaction or situation which LK & Associates reasonably considers to be potentially fraudulent, unlawful, or in breach of LK & Associates’ prohibited items & DCMA policy or privacy policy.

Agreement to these terms

Use of the LK & Associates platform to purchase or sell items requires your agreement to our Refund Policy. This policy may be updated from time to time, so you should check back regularly.